Creating a Template

Creating a template takes two steps: pick a name and base pack, then customize the items in the editor.

Pro plan required. Go to Templates in the sidebar to get started. If you're on a Free or Starter plan, you'll see an upgrade prompt.

Step 1: Name and base pack

Go to Templates → New Template.

Template name

Give your template a clear, descriptive name — this is what you'll see in the loan file selector when choosing a template.

Good names are specific:

"FHA Purchase – W2"
"DSCR Investment Property"
"Self-Employed Refi"
"VA IRRRL Streamline"

Avoid generic names like "Template 1" — they become hard to distinguish when you have several.

Starting pack

Choose which standard pack to build from:

Base pack	Use when your template is based on...
W2 / Salaried	Conventional or government loans for W2 borrowers
Self-Employed	Loans where the borrower owns a business or files Schedule C
Bank Statement (Non-QM)	Non-QM loans using bank deposits for income qualification

Below the selector, you'll see a preview of all the items that come with the chosen pack. These are the starting point — you'll add, remove, or adjust them in the next step.

Click Create Template when ready. BorrowerDocs creates the template and takes you directly to the editor.

Step 2: Customize in the editor

The template editor opens with all the base pack items pre-loaded, grouped by category (Income, Assets, Identification, Property, Other).

From here you can:

Add items — click Add Item (top right) to add new document requests
Delete items — click the trash icon on any item row to remove it
Rename the template — click the pencil icon next to the template name

See Editing & Reordering Items for a full walkthrough of the editor.

What gets pre-loaded by base pack

W2 / Salaried — 4 items

Pay Stubs (Last 30 Days) — Income
W-2s (Last 2 Years) — Income
Bank Statements (Last 2 Months) — Assets
Government-Issued Photo ID — Identification

Common add-ons: purchase contract, Social Security card, tax returns.

Self-Employed — 6 items

Personal Tax Returns (Last 2 Years) — Income
Business Tax Returns (Last 2 Years) — Income
Year-to-Date Profit & Loss Statement — Income
Business Ownership Verification — Income
Bank Statements (Last 2 Months) — Assets
Government-Issued Photo ID — Identification

Common add-ons: purchase contract, CPA income analysis, additional statement months.

Bank Statement (Non-QM) — 4 items

Bank Statements (12–24 Months) — Income
Business Ownership Verification (If Using Business Statements) — Income
Asset Documentation — Assets
Government-Issued Photo ID — Identification

Common add-ons: purchase contract, lender overlays (expense factors, CPA income analysis, etc.).

After creating

The template is immediately available in the loan file selector under My Templates. You can create as many templates as you need on the Pro plan.

Editing & Reordering Items — add, remove, and rename items
Using a Template on a New File — applying templates when creating loan files