Mortgage Document Checklist Generator
Select your loan type, borrower type, and purpose to generate a complete document checklist. Free for brokers and loan officers.
Income
Assets
Identity
Property
What documents do borrowers need for a mortgage?
Most mortgage files need the same core categories: identity, income, assets, and property documentation. The exact items change based on loan type, borrower type, and whether it is a purchase or refinance.
This generator creates a borrower-ready checklist for the scenario you select. It is a fast way to avoid missing items up front and reduce re-upload loops.
How brokers use this
Solo mortgage brokers use this generator at the start of every new loan file to get a clean list of required documents based on the specific deal.
Many brokers print the checklist or paste it into an email to their borrower. For a better experience, you can send the same checklist as a live borrower portal with BorrowerDocs checklist templates.
FAQs
Is this mortgage document checklist generator free?
Yes. No sign-up and no paywall. Generate as many checklists as you need.
What documents do I need for mortgage pre-approval?
Most pre-approvals require ID, income documentation, asset documentation, and sometimes explanations for credit items. This tool generates a checklist based on loan type and borrower type.
What documents do self-employed borrowers need for a mortgage?
Self-employed files commonly require 2 years personal and business tax returns, year-to-date P&L, and sometimes business bank statements.
What documents do I need for a refinance?
Refinance files often require income and asset documentation similar to purchase loans, plus mortgage statements and property-related items.
Are these checklists accurate for all lenders?
They cover standard document requirements for each combination of loan type, borrower type, and purpose. Always confirm lender overlays.
Can I send this checklist to my borrower?
Yes. You can copy or print the checklist from this page. For a borrower-friendly portal with upload links and status tracking, create a free BorrowerDocs file.
How is this different from BorrowerDocs?
This tool generates a static checklist you can copy. BorrowerDocs turns the checklist into a live borrower portal where clients upload docs and you track what is still outstanding.
Send this checklist as a live portal
Create a free BorrowerDocs file and your borrower gets a magic-link portal to upload docs, ask questions, and track what is still needed.
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